You're the expert in your business.
Let us be the expert in your finances.
Make confident decisions and scale your business.
Running a business is hard enough without financial headaches.
Why Blue Water Accounting Group?
We deliver financial clarity that drives growth
Our expert bookkeeping and CFO services give you accurate, actionable insights—so you always know where your business stands and where it’s headed.
We offer strategic expertise without the full-time cost
With fractional CFO services, you get high-level financial leadership and forecasting tailored to your business—without the overhead of a full-time executive.
We speak your language, not just accounting jargon
We translate complex financial data into clear, practical guidance so you can make smart, confident decisions—empowering your team to prioritize growth, reduce risk, and seize opportunities.
We help you stay focused on what matters most
By managing the financial details behind the scenes, we free up your time and mental space to grow your business and serve your clients.
We bring decades of finance experience to small business owners
With over 20 years in high-level financial roles, our founder brings deep knowledge and real-world solutions to entrepreneurs ready to scale.
We are proactive partners, not just number crunchers
We anticipate challenges, spot opportunities, and support you with consistent communication and reliable reporting—so you’re never left in the dark.
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What Customers Say
John Paul StaufferJuly 3, 2025Trustindex verifies that the original source of the review is Google. Michelle and the team are great with running the numbers for my business. She keeps everything in check and gives us great pointers to keep the business growing! Anthony BrentJuly 1, 2025Trustindex verifies that the original source of the review is Google. It's a pleasure working with Blue Water Accounting Group! Indian River Appliance RepairJune 30, 2025Trustindex verifies that the original source of the review is Google. Blue Water Accounting Group has been handling my finances for two years now and I have been able to be stress and worry free. Michelle is highly knowledgeable and I would recommend her and her company to any business. Guenie AcursoJune 27, 2025Trustindex verifies that the original source of the review is Google. Michelle and her team are fantastic—knowledgeable, approachable, and genuinely care about their clients. You can tell it’s a family-run business by the personal touch they bring to everything! Amanda MaeJune 27, 2025Trustindex verifies that the original source of the review is Google. Michelle is amazing with numbers and truly a pleasure to work with. She’s easy to talk to, relatable, and makes accounting feel simple. I love having a local family owned business to help understand our numbers. Highly recommend her and the team! Eliza DoolittleJune 27, 2025Trustindex verifies that the original source of the review is Google. Working with Michelle and her family-owned accounting group has been a fantastic experience. Michelle is not only incredibly skilled with numbers—she truly knows her stuff—but she’s also easy to talk to and incredibly relatable. She takes the time to explain everything clearly, without the jargon, and makes you feel completely at ease. It’s rare to find someone who is both professional and personable, but Michelle strikes that balance perfectly. I highly recommend her and the team for anyone looking for reliable, down-to-earth accounting services.